$342,300

6654 Point Ln, Osage Beach, MO 69278

Sample listing

Bedrooms

Bathrooms

Square feet

220 ft

Shoreline

$1,556

Per shoreline ft

Low-maintenance condo with a deeded slip on Lake of the Ozarks. Roughly 220 feet of owned shoreline on 1.4 acres. Floating dock. Water clarity on Lake of the Ozarks averages around 6 feet and the lake is classified stable for water level. Dock and shoreline work fall under Ameren Shoreline Management. This is a sample listing used to demonstrate the platform.

Features

Lakeside deckNew seawallOpen floor planSandy beachWood stoveBoat liftRiprap shorelineVaulted ceilings

Property facts

Property typeLot Year built— Lot size1.40 acres DockFloating dock Water depth at dock4 ft ExposureWest-facing ViewProtected cove Annual taxes$4,635 HOA$45/mo Short-term rentalPermitted Listed2026-08-05

$3,406

All-in monthly

$79,925

Cash to close

$13,155

Costs beyond the obvious

Up front

Down payment	$68,460
Closing costs (est. 2.4%)	$8,215
Septic inspection & pump	$850
Water quality testing	$400
Waterfront home inspection	$800
Survey (shoreline frontage)	$1,200
Total	$79,925

Every year

Principal & interest	$21,642
Property taxes	$4,635
Hazard insurance	$1,438
Flood insurance	$2,400
HOA / POA dues	$540
Utilities	$2,700
Maintenance reserve (1.1%)	$3,765
Septic service	$520
Well & water testing	$260
Dock maintenance	$900
Winterization / seasonal close	$750
Shoreline / seawall reserve	$1,320
Total	$40,870

Adjust these assumptions →

$1,556

This home / shoreline ft

$2,912

Lake average

—

Per square foot

Well below the lake average — this property prices at $1,556 per shoreline foot against a lake average near $2,912, a difference of -47%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.

Open the analyzer →

Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.

Booked nights / year137 Gross revenue$55,593 Lodging tax−$6,115 Management−$9,896 Cleaning & supplies−$14,498 Net operating income$25,084 Against annual carry$-15,786

Model your own →

6.4

Lake score

Water grade

3 ft

Drawdown

Level stabilityStable Typical clarity6 ft Dock authorityAmeren Shoreline Management

Full Lake of the Ozarks report →