$120,000
Architect-designed retreat on the main channel
4 bd2 ba
2,800 sqft
150 ft shore
No dock
$800/ft
Turnkey lake house with two-slip dock on Houghton Lake. Roughly 80 feet of owned shoreline on 0.53 acres, with 4 bedrooms across 2,250 square feet. Floating dock. Water clarity on Houghton Lake averages around 6 feet and the lake is classified stable for water level. Dock and shoreline work fall under Michigan EGLE. This is a sample listing used to demonstrate the platform.
| Down payment | $38,000 |
| Closing costs (est. 2.4%) | $4,560 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $45,810 |
| Principal & interest | $12,013 |
| Property taxes | $1,867 |
| Hazard insurance | $1,400 |
| Flood insurance | $2,400 |
| HOA / POA dues | $540 |
| Utilities | $3,038 |
| Maintenance reserve (1.1%) | $2,090 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $480 |
| Total | $26,257 |