USLakeFront Lake survey & intelligence

$1,165,000

8782 Cove Rd, Burlington, VT 49374

Sample listing
3
Bedrooms
1
Bathrooms
3,950
Square feet
180 ft
Shoreline
$6,472
Per shoreline ft

Wide-open water, level to the shoreline on Lake Champlain. Roughly 180 feet of owned shoreline on 1.34 acres, with 3 bedrooms across 3,950 square feet. Floating dock. Water clarity on Lake Champlain averages around 12 feet and the lake is classified natural for water level. Dock and shoreline work fall under VT DEC / NY DEC. This is a sample listing used to demonstrate the platform.

Features

Guest quartersScreened porchTwo-slip dockNew seawallMetal roofGentle slope to waterBoat liftWhole-house generator

Property facts

Property typeCondo Year built1964 Lot size1.34 acres DockFloating dock Water depth at dock13 ft ExposureNorth-facing ViewPanoramic Annual taxes$18,173 HOA$250/mo Short-term rentalPermitted Listed2026-08-05
$10,385
All-in monthly
$264,210
Cash to close
$27,898
Costs beyond the obvious

Up front

Down payment$233,000
Closing costs (est. 2.4%)$27,960
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$264,210

Every year

Principal & interest$73,658
Property taxes$18,173
Hazard insurance$4,893
Flood insurance$3,240
HOA / POA dues$3,000
Utilities$5,332
Maintenance reserve (1.1%)$12,815
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$1,080
Total$124,621
Adjust these assumptions →
$6,472
This home / shoreline ft
$6,416
Lake average
$295
Per square foot
In line with the lake — this property prices at $6,472 per shoreline foot against a lake average near $6,416, a difference of 1%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year137 Gross revenue$36,871 Lodging tax−$4,056 Management−$6,563 Cleaning & supplies−$11,877 Net operating income$14,375 Against annual carry$-110,246
Model your own →
6.4
Lake score
C
Water grade
3 ft
Drawdown
Level stabilityNatural Typical clarity12 ft Dock authorityVT DEC / NY DEC
Full Lake Champlain report →
Comparable

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