$1,165,000
Architect-designed retreat on the main channel
3 bd1 ba
3,950 sqft
180 ft shore
Floating dock
$6,472/ft
Deep-water point lot with a covered slip on Lake Champlain. Roughly 220 feet of owned shoreline on 3.74 acres, with 5 bedrooms across 2,500 square feet. Two-slip covered. Water clarity on Lake Champlain averages around 12 feet and the lake is classified natural for water level. Dock and shoreline work fall under VT DEC / NY DEC. This is a sample listing used to demonstrate the platform.
| Down payment | $185,000 |
| Closing costs (est. 2.4%) | $22,200 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $210,450 |
| Principal & interest | $58,484 |
| Property taxes | $9,089 |
| Hazard insurance | $3,885 |
| Flood insurance | $3,240 |
| HOA / POA dues | $540 |
| Utilities | $3,375 |
| Maintenance reserve (1.1%) | $10,175 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,320 |
| Total | $92,538 |