$645,000
Year-round home with a screened porch
2 bd2 ba
1,300 sqft
150 ft shore
Single-slip stationary
$4,300/ft
Renovated cedar cabin on a quiet cove on Wailua Reservoir. Roughly 300 feet of owned shoreline on 3.38 acres, with 4 bedrooms across 2,750 square feet. Covered boathouse. Water clarity on Wailua Reservoir averages around 6 feet and the lake is classified managed for water level. Dock and shoreline work fall under Hawaii DLNR. This is a sample listing used to demonstrate the platform.
| Down payment | $78,000 |
| Closing costs (est. 2.4%) | $9,360 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $90,610 |
| Principal & interest | $24,658 |
| Property taxes | $4,567 |
| Hazard insurance | $1,638 |
| Flood insurance | $2,400 |
| HOA / POA dues | $1,440 |
| Utilities | $3,713 |
| Maintenance reserve (1.1%) | $4,290 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,800 |
| Total | $46,935 |