USLakeFront Lake survey & intelligence

$350,000

1867 Marina Dr, McHenry, MD 56515

Sample listing
2
Bedrooms
4
Bathrooms
1,600
Square feet
100 ft
Shoreline
$3,500
Per shoreline ft

Family compound with guest cabin on Deep Creek Lake. Roughly 100 feet of owned shoreline on 0.85 acres, with 2 bedrooms across 1,600 square feet. Two-slip covered. Water clarity on Deep Creek Lake averages around 12 feet and the lake is classified managed for water level. Dock and shoreline work fall under Maryland DNR. This is a sample listing used to demonstrate the platform.

Features

Dock power and waterNew roofSandy beachDetached garage

Property facts

Property typeCondo Year built1971 Lot size0.85 acres DockTwo-slip covered Water depth at dock13 ft ExposureNorth-facing ViewMain channel Annual taxes$5,487 HOA$0/mo Short-term rentalPermitted Listed2026-08-05
$3,397
All-in monthly
$81,650
Cash to close
$11,680
Costs beyond the obvious

Up front

Down payment$70,000
Closing costs (est. 2.4%)$8,400
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$81,650

Every year

Principal & interest$22,129
Property taxes$5,487
Hazard insurance$1,470
Flood insurance$2,400
Utilities$2,400
Maintenance reserve (1.1%)$3,850
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$600
Total$40,766
Adjust these assumptions →
$3,500
This home / shoreline ft
$1,117
Lake average
$219
Per square foot
Well above the lake average — this property prices at $3,500 per shoreline foot against a lake average near $1,117, a difference of 213%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year108 Gross revenue$35,860 Lodging tax−$3,945 Management−$6,383 Cleaning & supplies−$10,315 Net operating income$15,217 Against annual carry$-25,549
Model your own →
6.5
Lake score
C
Water grade
8 ft
Drawdown
Level stabilityManaged Typical clarity12 ft Dock authorityMaryland DNR
Full Deep Creek Lake report →
Comparable

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