$350,000
Sunset-facing lot, dock permit in hand
2 bd4 ba
1,600 sqft
100 ft shore
Two-slip covered
$3,500/ft
Classic A-frame with new seawall on Deep Creek Lake. Roughly 80 feet of owned shoreline on 0.59 acres, with 2 bedrooms across 3,150 square feet. Covered boathouse. Water clarity on Deep Creek Lake averages around 12 feet and the lake is classified managed for water level. Dock and shoreline work fall under Maryland DNR. This is a sample listing used to demonstrate the platform.
| Down payment | $92,000 |
| Closing costs (est. 2.4%) | $11,040 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $106,290 |
| Principal & interest | $29,084 |
| Property taxes | $6,572 |
| Hazard insurance | $1,932 |
| Flood insurance | $2,400 |
| HOA / POA dues | $1,440 |
| Utilities | $4,252 |
| Maintenance reserve (1.1%) | $5,060 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $480 |
| Total | $53,650 |