$530,000
Year-round home with a screened porch
3 bd2 ba
1,000 sqft
80 ft shore
Two-slip covered
$6,625/ft
Low-maintenance condo with a deeded slip on Lake Cumberland. Roughly 60 feet of owned shoreline on 3.88 acres, with 2 bedrooms across 1,700 square feet. No dock. Water clarity on Lake Cumberland averages around 15 feet and the lake is classified volatile for water level. Dock and shoreline work fall under USACE Nashville District. This is a sample listing used to demonstrate the platform.
| Down payment | $106,000 |
| Closing costs (est. 2.4%) | $12,720 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $121,970 |
| Principal & interest | $33,510 |
| Property taxes | $5,831 |
| Hazard insurance | $2,226 |
| Flood insurance | $2,400 |
| Utilities | $2,400 |
| Maintenance reserve (1.1%) | $5,830 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $360 |
| Total | $54,987 |