$530,000
Year-round home with a screened porch
3 bd2 ba
1,000 sqft
80 ft shore
Two-slip covered
$6,625/ft
Boathouse property with lift and canopy on Kentucky Lake. Roughly 60 feet of owned shoreline on 1.7 acres, with 2 bedrooms across 2,100 square feet. Covered boathouse. Water clarity on Kentucky Lake averages around 6 feet and the lake is classified managed for water level. Dock and shoreline work fall under TVA Section 26a. This is a sample listing used to demonstrate the platform.
| Down payment | $64,000 |
| Closing costs (est. 2.4%) | $7,680 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $74,930 |
| Principal & interest | $20,232 |
| Property taxes | $4,441 |
| Hazard insurance | $1,400 |
| Flood insurance | $2,400 |
| HOA / POA dues | $3,000 |
| Utilities | $2,835 |
| Maintenance reserve (1.1%) | $3,520 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $360 |
| Total | $40,618 |