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Lakes → Virginia → Lake Anna

Lake Anna

Virginia · Reservoir impounded 1972 · near Mineral

13,000 acres 80 ft deep 8 ft clarity Water C

Compare

6.0SCORE

Survey summary · Virginia

13,000

Surface acres

80 ft

Max depth

272 mi

Shoreline

8 ft

Typical clarity

250 ft

Elevation

Lake Anna covers 13,000 acres in Virginia and drops to 80 feet at its deepest point. It is a reservoir impounded in 1972 and managed by Dominion Energy. Level is unusually stable, which protects dock usability and shoreline appearance year round. Short-term rental posture: Louisa/Spotsylvania County. Confirm at the municipal level before underwriting rental income.

What stands out

Very stable water level year-round
Boating
Fishing

Score breakdown

Water 6.1

Recreation 6.4

Value 4.6

Access 6.1

Investment 6.4

Each axis is computed by published formula from this lake's own attributes. How we score.

Water quality grade

Water A

ExcellentClear, low-nutrient water. Typically oligotrophic with high clarity and little seasonal algae.

Water B

GoodHealthy water with moderate clarity. Some seasonal variation, no persistent problems.

Water C

FairProductive water — good fishing, reduced clarity. Algae possible in late summer.

Water D

PoorNutrient-rich or heavily drawn down. Swimmable conditions vary; check before you rely on them.

Computed from measured clarity, trophic state, and drawdown magnitude — not an opinion. See the formula.

Overall score, 1–10

8.0+

ExceptionalStrong on every axis we measure.

7.0–7.9

StrongClearly above average, usually with one standout axis.

6.0–6.9

SolidA good lake with a trade-off worth understanding.

5.0–5.9

MixedReal strengths and real compromises.

Under 5

CompromisedSomething material — volatility, water quality, or access.

Weighted: water 26% · recreation 22% · investment 20% · value 18% · access 14%.

Fishery

Striped bassLargemouth bassCrappieCatfish

On the water

BoatingFishingSwimmingWineries

No USGS gauge on this lake. We only publish a station when its own name matches this water body. Nearby gauges on other lakes would look like data and mislead you, so we show nothing instead. Why we do that.

3.65 ft

Gage height

2026-08-04

Gauge history

Daily values from USGS. Loading up to one year.

Where it is

True shoreline from USGS NHD 51 km²

The outline is this lake's actual boundary from the USGS National Hydrography Dataset, not an approximation — 440 boundary points. Basemap is USGS topographic with contours and hydrography. Switch layers at the top right.

Depth profile

Idealized cross-section. Max depth 80 ft, average 26 ft. Depth at a specific dock depends on local bathymetry — verify at the property.

Level behaviour

Level stabilityStable Typical drawdown3 ft Drawdown seasonWinter Trophic stateMesotrophic Typical clarity8 ft Water quality gradeC Elevation250 ft Managing authorityDominion Energy

Dock & shoreline

Permitting authorityDominion Energy Wake / speed rulesNo-wake in coves

A dock is never guaranteed. Confirm in writing with Dominion Energy that the specific parcel is eligible before you remove contingencies.

Short-term rental posture

Louisa/Spotsylvania County

Generally permitted, but rules change. Confirm the specific municipality and any HOA covenant.

Model rental income →

Modeled estimates. Market figures are derived from lake attributes and regional patterns, not from MLS data. Treat them as a starting point, not a comp.

$390,000

Median waterfront

$3,961

Per shoreline foot

+1.5%

Year over year

328

Est. inventory

138

Avg days on market

$234

Est. nightly rate

Rental snapshot

Modeled occupancy68% Booked nights / yr179 Gross revenue$52,148 Net operating income$21,047 Yield on median price5.40%

Open the full model →

What a median-priced home on Lake Anna actually costs to carry, with waterfront-specific line items most calculators omit.

$3,452

All-in per month

$90,610

Cash to close + setup

$11,030

Beyond P&I, tax, insurance

Where the annual cost goes

Principal & interest $24,658 (62%) Maintenance reserve (1.1%) $4,290 (11%) Property taxes $4,095 (10%) Utilities $2,700 (7%) Hazard insurance $1,638 (4%) Shoreline / seawall reserve $960 (2%) Dock maintenance $900 (2%) Winterization / seasonal close $750 (2%)

Annual carry

Principal & interest	$24,658
Property taxes	$4,095
Hazard insurance	$1,638
Flood insurance	$650
Utilities	$2,700
Maintenance reserve (1.1%)	$4,290
Septic service	$520
Well & water testing	$260
Dock maintenance	$900
Winterization / seasonal close	$750
Shoreline / seawall reserve	$960
Total	$41,421