Douglas Lake covers 30,400 acres in Tennessee and drops to 140 feet at its deepest point. It is a reservoir impounded in 1943 and managed by TVA. Water level is the thing to understand here: the pool can move roughly 45 feet, typically drawn down in winter. That changes dock function, boat access, and what the shoreline looks like in listing photos versus in person. Short-term rental posture: Sevier/Jefferson County; STR heavy. Confirm at the municipal level before underwriting rental income.
Each axis is computed by published formula from this lake's own attributes. How we score.
Computed from measured clarity, trophic state, and drawdown magnitude — not an opinion. See the formula.
Weighted: water 26% · recreation 22% · investment 20% · value 18% · access 14%.
The dock sits at full-pool elevation. At low pool the waterline retreats and the reach to navigable water changes. Scale is illustrative; the 45 ft figure is from published operations for this lake.
Idealized cross-section. Max depth 140 ft, average 45 ft. Depth at a specific dock depends on local bathymetry — verify at the property.
Sevier/Jefferson County; STR heavy
What a median-priced home on Douglas Lake actually costs to carry, with waterfront-specific line items most calculators omit.
| Principal & interest | $39,516 |
| Property taxes | $6,562 |
| Hazard insurance | $2,625 |
| Flood insurance | $2,400 |
| Utilities | $2,700 |
| Maintenance reserve (1.1%) | $6,875 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $960 |
| Total | $64,069 |
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