Gentle-slope frontage with sandy bottom on Smith Mountain Lake. Roughly 180 feet of owned shoreline on 3.05 acres, with 4 bedrooms across 3,000 square feet. Permitted, not built. Water clarity on Smith Mountain Lake averages around 12 feet and the lake is classified stable for water level. Dock and shoreline work fall under Appalachian Power Shoreline. This is a sample listing used to demonstrate the platform.
| Down payment | $51,000 |
| Closing costs (est. 2.4%) | $6,120 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $60,370 |
| Principal & interest | $16,123 |
| Property taxes | $1,937 |
| Hazard insurance | $1,400 |
| Flood insurance | $2,400 |
| HOA / POA dues | $540 |
| Utilities | $4,050 |
| Maintenance reserve (1.1%) | $2,805 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,080 |
| Total | $32,765 |