USLakeFront Lake survey & intelligence

$1,015,000

9029 Cove Rd, Garrison, ND 14337

Sample listing
5
Bedrooms
1
Bathrooms
3,500
Square feet
150 ft
Shoreline
$6,767
Per shoreline ft

Year-round home with a screened porch on Lake Sakakawea. Roughly 150 feet of owned shoreline on 1.91 acres, with 5 bedrooms across 3,500 square feet. Covered boathouse. Water clarity on Lake Sakakawea averages around 10 feet and the lake is classified volatile for water level. Dock and shoreline work fall under USACE Omaha District. This is a sample listing used to demonstrate the platform.

Features

New seawallWood stoveLakeside deckNew roofSandy beachBoat lift

Property facts

Property typeHouse Year built1997 Lot size1.91 acres DockCovered boathouse Water depth at dock5 ft ExposureSouth-facing ViewWide open water Annual taxes$12,032 HOA$0/mo Short-term rentalVerify locally Listed2026-08-05
$8,577
All-in monthly
$230,610
Cash to close
$22,460
Costs beyond the obvious

Up front

Down payment$203,000
Closing costs (est. 2.4%)$24,360
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$230,610

Every year

Principal & interest$64,174
Property taxes$12,032
Hazard insurance$4,263
Flood insurance$3,240
Utilities$4,725
Maintenance reserve (1.1%)$11,165
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$900
Total$102,929
Adjust these assumptions →
$6,767
This home / shoreline ft
$3,706
Lake average
$290
Per square foot
Well above the lake average — this property prices at $6,767 per shoreline foot against a lake average near $3,706, a difference of 83%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year163 Gross revenue$84,370 Lodging tax−$9,281 Management−$15,018 Cleaning & supplies−$19,819 Net operating income$40,253 Against annual carry$-62,676
Model your own →
5.5
Lake score
D
Water grade
25 ft
Drawdown
Level stabilityVolatile Typical clarity10 ft Dock authorityUSACE Omaha District
Full Lake Sakakawea report →
Comparable

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