USLakeFront Lake survey & intelligence

$90,300

4104 Marina Dr, Bloomington, IN 42281

Sample listing
0
Bedrooms
0
Bathrooms
0
Square feet
180 ft
Shoreline
$502
Per shoreline ft

Classic A-frame with new seawall on Lake Monroe. Roughly 180 feet of owned shoreline on 2.81 acres. No dock. Water clarity on Lake Monroe averages around 6 feet and the lake is classified managed for water level. Dock and shoreline work fall under USACE Louisville District. This is a sample listing used to demonstrate the platform.

Features

Detached garagePrivate dockNew seawallNew roofVaulted ceilingsGuest quartersBoat liftMetal roof

Property facts

Property typeLot Year built Lot size2.81 acres DockNo dock Water depth at dock10 ft ExposureSouth-facing ViewProtected cove Annual taxes$981 HOA$0/mo Short-term rentalPermitted Listed2026-08-05
$1,474
All-in monthly
$23,477
Cash to close
$9,603
Costs beyond the obvious

Up front

Down payment$18,060
Closing costs (est. 2.4%)$2,167
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$23,477

Every year

Principal & interest$5,709
Property taxes$981
Hazard insurance$1,400
Flood insurance$2,400
Utilities$2,700
Maintenance reserve (1.1%)$993
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$1,080
Total$17,694
Adjust these assumptions →
$502
This home / shoreline ft
$4,252
Lake average
Per square foot
Well below the lake average — this property prices at $502 per shoreline foot against a lake average near $4,252, a difference of -88%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year121 Gross revenue$47,124 Lodging tax−$5,184 Management−$8,388 Cleaning & supplies−$12,538 Net operating income$21,014 Against annual carry$3,321
Model your own →
5.4
Lake score
C
Water grade
5 ft
Drawdown
Level stabilityManaged Typical clarity6 ft Dock authorityUSACE Louisville District
Full Lake Monroe report →
Comparable

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