$635,000
Deep-water point lot with a covered slip
3 bd2 ba
2,950 sqft
120 ft shore
Two-slip covered
$5,292/ft
Gentle-slope frontage with sandy bottom on Lake Okoboji. Roughly 120 feet of owned shoreline on 3.75 acres, with 5 bedrooms across 4,100 square feet. Covered boathouse. Water clarity on Lake Okoboji averages around 18 feet and the lake is classified stable for water level. Dock and shoreline work fall under Iowa DNR. This is a sample listing used to demonstrate the platform.
| Down payment | $146,000 |
| Closing costs (est. 2.4%) | $17,520 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $166,770 |
| Principal & interest | $46,155 |
| Property taxes | $5,546 |
| Hazard insurance | $3,066 |
| Flood insurance | $2,400 |
| HOA / POA dues | $540 |
| Utilities | $5,535 |
| Maintenance reserve (1.1%) | $8,030 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $720 |
| Total | $74,422 |