USLakeFront Lake survey & intelligence

$335,000

289 Lakeshore Dr, Truth or Consequences, NM 81228

Sample listing
4
Bedrooms
3
Bathrooms
2,000
Square feet
80 ft
Shoreline
$4,188
Per shoreline ft

Family compound with guest cabin on Elephant Butte Reservoir. Roughly 80 feet of owned shoreline on 1.2 acres, with 4 bedrooms across 2,000 square feet. Single-slip stationary. Water clarity on Elephant Butte Reservoir averages around 8 feet and the lake is classified volatile for water level. Dock and shoreline work fall under NM State Parks. This is a sample listing used to demonstrate the platform.

Features

Two-slip dockSandy beachDock power and waterFire pitMetal roofNew seawallScreened porch

Property facts

Property typeHouse Year built2009 Lot size1.20 acres DockSingle-slip stationary Water depth at dock13 ft ExposureEast-facing ViewSunrise Annual taxes$2,447 HOA$250/mo Short-term rentalVerify locally Listed2026-08-05
$3,311
All-in monthly
$78,290
Cash to close
$14,695
Costs beyond the obvious

Up front

Down payment$67,000
Closing costs (est. 2.4%)$8,040
Septic inspection & pump$850
Water quality testing$400
Waterfront home inspection$800
Survey (shoreline frontage)$1,200
Total$78,290

Every year

Principal & interest$21,181
Property taxes$2,447
Hazard insurance$1,407
Flood insurance$2,400
HOA / POA dues$3,000
Utilities$2,700
Maintenance reserve (1.1%)$3,685
Septic service$520
Well & water testing$260
Dock maintenance$900
Winterization / seasonal close$750
Shoreline / seawall reserve$480
Total$39,730
Adjust these assumptions →
$4,188
This home / shoreline ft
$3,573
Lake average
$168
Per square foot
Above the lake average — this property prices at $4,188 per shoreline foot against a lake average near $3,573, a difference of 17%. Shoreline frontage is the metric that drives waterfront value, and it is almost never published.
Open the analyzer →
Modeled from the lake's estimated nightly rate and occupancy. Confirm local short-term rental rules before you rely on this.
Booked nights / year184 Gross revenue$159,091 Lodging tax−$17,500 Management−$28,318 Cleaning & supplies−$31,313 Net operating income$81,960 Against annual carry$42,231
Model your own →
5.7
Lake score
D
Water grade
60 ft
Drawdown
Level stabilityVolatile Typical clarity8 ft Dock authorityNM State Parks
Full Elephant Butte Reservoir report →
Comparable

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