$1,035,000
Year-round home with a screened porch
5 bd2 ba
2,500 sqft
80 ft shore
Crib dock with lift
$12,938/ft
Gentle-slope frontage with sandy bottom on Candlewood Lake. Roughly 220 feet of owned shoreline on 2.87 acres, with 4 bedrooms across 2,200 square feet. Two-slip covered. Water clarity on Candlewood Lake averages around 12 feet and the lake is classified managed for water level. Dock and shoreline work fall under FirstLight Shoreline Mgmt. This is a sample listing used to demonstrate the platform.
| Down payment | $245,000 |
| Closing costs (est. 2.4%) | $29,400 |
| Septic inspection & pump | $850 |
| Water quality testing | $400 |
| Waterfront home inspection | $800 |
| Survey (shoreline frontage) | $1,200 |
| Total | $277,650 |
| Principal & interest | $77,451 |
| Property taxes | $19,320 |
| Hazard insurance | $5,145 |
| Flood insurance | $3,240 |
| HOA / POA dues | $3,000 |
| Utilities | $2,970 |
| Maintenance reserve (1.1%) | $13,475 |
| Septic service | $520 |
| Well & water testing | $260 |
| Dock maintenance | $900 |
| Winterization / seasonal close | $750 |
| Shoreline / seawall reserve | $1,320 |
| Total | $128,351 |